What cars can you get on mobility?

Many older drivers worry that age will eventually cause them to be unable to drive. This can lead to increased anxiety and reduce feelings of independence, which is why it's important for older people to have reliable options for transportation.

Whether you're considering getting a mobility car of your own or helping a loved one explore the market today, this article is here to help guide you through the process.

What is a mobility car?

Mobility cars are cars that have been obtained through the charity Motability.

The scheme allows people who claim a disability allowance to exchange their monthly payments for a leased vehicle. Instead of sending money to your bank account, either part of your allowance or the full amount will go directly to Motability.  

There are several vehicle options available, including:

• Cars
• Wheelschairs
• Scooters

You can keep the leased vehicle for three years, after which time you must return it. For a Wheelchair Accessible Vehicle (WAV) this is extended to five years.  After your lease has run out, you can either lease another vehicle through the same scheme or return the vehicle and leave the scheme.

How to get a mobility car?

Getting a mobility car can be surprisingly straightforward once you know the steps involved.

Firstly, use the Motability website to check if you're eligible for the scheme.

You can then speak to your doctor about any medical needs you might have that require special transportation solutions. Alternatively, you can talk to Motability scheme and ask for help making the right choice.

Once you've found a vehicle you like, visit a Motability Scheme dealer and they'll order it for you. After that, you should be able to arrange payment and delivery of your new mobility car.

How to qualify for mobility allowance?

In order to qualify for mobility allowance, you must receive one of these qualifying mobility allowances:

• PIP: higher rate mobility part of Personal Independence Payment

• DLA: higher rate mobility part of Disability Living Allowance
• Higher rate mobility component of Child Disability Payment (Social Security Scotland)
• Enhanced rate mobility part of Adult Disability Payment (Social Security Scotland)
• AFIP: Armed Forces Independence Payment 
• WPMS: War Pensioners' Mobility Supplement

Can I buy a car with my mobility allowance?

Yes, you can use your mobility allowance to purchase a new or used vehicle from a registered dealership. However, you may be required to provide evidence that you are receiving one of the qualifying mobility allowances (see above).

You should also bear in mind that there may be additional costs involved depending on the type of vehicle you’re looking at.

What cars are available on mobility?

One of the many benefits of the Motability Scheme is that you’re not limited to just a few cars - there are hundreds to choose from. 

You have a choice of small, medium and large vehicles, estates, SUVs and coupes, or even people carriers, so you’ll be sure to find something that you love and suits your lifestyle and needs. Some examples include:

 1.   SEAT Ibiza 

The SEAT Ibiza is a compact hatchback, ideal for city driving in comfort. 

There are various models to choose from, ranging in engine size and with different features depending on which one you go for. The basic model comes with alloy wheels, Bluetooth connectivity and a height-adjustable driver’s seat.

Currently, there is the option make a purchase with no advance payment required.

2.   Ford Puma 

There are a number of Ford models available through the mobility scheme. If you're looking for a Hybrid, then you might consider the Ford Puma. With a smart compact SUV design, it can come with cloud-connected navigation, helping you navigate easily through big spaces and small. Advance payment required is £1,295.

 3.   Citroen C4 

For those wanting slightly more space, the Citroen C4 is a good option. These family-style SUVs offer plenty of space and come with cushy interiors, making long journeys more comfortable. What's more, there is an option available that allows you to purchase with no advance payment.

4.  Kia Ceed Estate

If you’re looking for an estate car, the Kia Ceed estate will give you and your family the space you need. This vehicle is a 1.5l engine with a manual transmission and has a big car boot capacity of 625 litres.  

The advance payment on this vehicle starts from £749 and would use up your total mobility allowance.

5.   Nissan Qashqai 

The Qashqai is a large SUV that’s great for people who may struggle to get in and out of low vehicles. Made for comfortable driving, a high position offers better visibility and the large boot space is ideal for those with families.

Advance payments start from £999.

What is the best mobility car?

The best mobility car will ultimately depend on your individual needs and preferences. You should consider the type of vehicle you need (e.g. a regular model or a specialist one) as well as any additional features that might be suitable for your particular circumstances.

It’s also worth speaking to an experienced dealership to discuss your requirements in more detail before making your final decision.

How long does it take to get a mobility car?

It can take anywhere from a few weeks up to several months to get a mobility car.

The exact timeframe depends on factors such as the make and model of vehicle you choose, any additional features you require, and the availability of the car at the dealership.

​Do you pay insurance on a mobility car?

If you get a mobility car through the Motability scheme, then your car insurance will be managed by the scheme. Their packages includes:

• Insurance cover
• Servicing and MOT
• Breakdown cover
• Support with your electric car (if applicable)

If you have a car that is simply adapted for your mobility issues, but not part of the scheme, then you will need to take out your own insurance. 

Can you drive a mobility car without the owner in it?

No, it is not generally recommended that anyone else drives a mobility car unless they are authorised to do so by the person who owns it. This is for safety reasons, as the car may have been adapted specifically for the disabled person and could be difficult or dangerous to drive without the proper knowledge and experience.

If you need someone else to drive your mobility car, make sure they understand how it works before allowing them to get behind the wheel. You should also make sure they're covered by your car insurance. 

In summary

• Mobility cars are specially adapted vehicles designed to help those with limited physical mobility transport themselves around more easily.
• The Motability Scheme allows those receiving the highest level of Disability Living Allowance to put their money towards a mobility vehicle instead.
• Hundreds of cars are available on Motability, ranging from small hatchbacks to estates, SUVs and people carriers.
• Insurance is required on mobility cars just as with any other vehicle, and is included as part of the Motability scheme.